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We finance vehicles generally over 15 years old that are recognized classics, plus modern sports and supercars from prestige manufacturers. This includes vintage car finance for pre-war models, classic car finance for post-war to 1990s vehicles, and sports car finance for everything from Porsche and Ferrari to Aston Martin and McLaren. We also provide motorsport finance for race-prepared vehicles. If you're unsure whether your vehicle qualifies, just ask—our specialists assess each car individually.

With hire purchase classic cars, you make equal monthly payments over the term and own the vehicle outright at the end with no further payments. Lease purchase cars involve lower monthly payments with a larger final balloon payment, giving you flexibility at term-end to pay the balloon, refinance it, or potentially return the vehicle. Hire purchase suits those wanting straightforward ownership, while lease purchase works well for managing cash flow on higher-value acquisitions.

Yes, we can often structure finance for restoration projects through our bespoke car finance service. We'll need details about the vehicle's current condition, your restoration plan, and the projected final value. Some clients use our equity release or asset finance options to unlock capital from existing vehicles to fund restorations. Each restoration finance case is unique, so we'll work with you to create an appropriate structure.

Absolutely. Our motorsport finance and race car finance specialists understand that competition vehicles require different considerations. Whether it's a historic racing car, a modern track-day special, or a championship-winning heritage vehicle, we can structure appropriate finance. We've funded everything from vintage racing motorcycles to modern GT race cars, working with both amateur enthusiasts and professional teams.

Deposits typically range from 20% to 40% depending on the vehicle, your financial profile, and the chosen finance structure. For well-documented, appreciating classics with strong provenance, we may accept lower deposits. Higher-value or more unusual vehicles might require larger deposits. Our bespoke car finance service can create tailored deposit structures, including using existing vehicles as part of the deposit through our equity release options.

We aim to provide decisions within 24 hours for straightforward applications on prestige marques like Ferrari, Porsche, and Aston Martin. Once approved, we can typically complete the finance and release funds within 3-5 working days. For more complex bespoke car finance structures or particularly high-value acquisitions, we'll give you a clear timeline upfront. Speed matters when the perfect vehicle becomes available, so we prioritize quick decisions without cutting corners.